Retirement Planning

Are you ready to start your second life?

Retirement could be tomorrow or in another 40 years, but we all need to ask ourselves one important question… “Will my money last as long as I live?”. Retirement isn’t what it used to be. Australians are now on average living longer, meaning your super needs to stretch even further to cover living expenses.

What will your first day of retirement look like? Have you considered how you’ll fund the lifestyle you’re dreaming of? While you’re still working, you may have more flexibility to make changes and more opportunity to boost your retirement savings.

There’s a lot to think about when planning your retirement. 

The sooner you start planning the better chance you have of getting the retirement lifestyle you want.

Before we can answer what retirement may look like for you, we work with you and discuss questions like:

  • What type of lifestyle do you want in retirement?
  • How will you spend your time?
  • How will your partner spend theirs?
  • Are there any ‘must haves’ on your dream list?
  • When you’re not working do you expect your living costs to go up or down?
  • Have you estimated how much you’ll need a week to live on?
  • Are there things you can be doing today that will boost your retirement savings?
James has been a great in helping me build a foundation for the future. He gave me new insight into the importance of insurances and the value it provides to me as a safeguard for my future. He has been very helpful in answering my questions in every single area where I needed his help. I have recommended my closest family and friends to James.
As a young person it was refreshing to speak to James at Bedrock Financial Services. Young adults often believe that financial advice is only for our parents but the fact is we have to plan now whilst we are young. James understands the needs and wants of young adults and was able to provide advice in a way that was understandable to me. His level of customer service is second to none and was with me every step of the way.
My wife and I are both young professionals on good salaries but our investments were ad-hoc, James helped us with a financial plan to move toward owning our own home.
James took the time to understand my personal situation and needs. Being independent, I was confident that the advice provided by Bedrock was tailored to my needs and not structured to fulfil a sales quota.